I can help you create a structured, stress-free approach to handling money so you can confidently manage income, expenses, and savings.

What’s Included:
✅ Personalized Budgeting Plans – Customized budgets based on income, lifestyle, and financial goals (zero-based budgeting, 50/30/20 rule, etc.).
✅ Cash Stuffing & Envelope System Guidance – Step-by-step coaching on how to allocate money using physical cash envelopes or digital methods.
✅ Expense Tracking & Cutting Unnecessary Spending – Identifying spending habits, reducing impulse purchases, and reallocating funds toward financial goals.
✅ Sinking Funds Setup – Establishing designated savings for irregular expenses (e.g., car repairs, holiday shopping, annual insurance premiums) to prevent financial surprises.
✅ Money Mindset & Spending Behavior Coaching – Helping clients shift their relationship with money and build healthier financial habits.

Who It’s For:
✔️ Anyone struggling to keep track of their money
✔️ People who overspend or feel overwhelmed by expenses
✔️ Those who want to start saving but don’t know how